Those of us who own a home, an auto or both in Oswego, Montgomery or Morris (IL) know how important it is to protect our investment with proper insurance. The insurance deductible is an elemental part of a home or auto policy. In this discussion, we’ll examine what a deductible is and how to determine …Read More
Renters Insurance: You Don’t Have to Own to Have Coverage
Homeowners in Oswego, Montgomery and Morris (IL) are familiar with the importance of having homeowner’s insurance. Those who rent rather than own their residence likewise have access to coverage benefits that offer protection and peace of mind. Also referred to as tenants insurance, renters insurance offers coverage similar to a homeowners policy except that it …Read More
Contractors Insurance: Security for Your Valuable Service
If you own or manage a contractor business in an Illinois community such as Oswego, Yorkville, Morris or Minooka, you are familiar with the liability risks involved with your trade. Some of the most common claims concerning contracting services in Illinois include employee injury, water damage, business interruption, and damage from defective work or falling …Read More
Classic Car Insurance: What Is It, and Should You Have It?
Owning a classic car is a joy for many auto enthusiasts in Oswego, Yorkville, Morris and Minooka. If you have one, you take great care of it so you can fully enjoy it. You likely keep it clean and sheltered and attend to it whenever needed. Because collectible cars are also often valuable, having the …Read More
Life Insurance Awareness Month: A Time to Reflect on What Matters
Life can be quick to remind us of its unpredictability: Daily news and events are easy examples of that. We all do our best to live our days peacefully and productively, but in the end we just never know when things might change for us and our loved ones. September is Life Insurance Awareness Month. …Read More
Do I Need Insurance for My Oswego or Morris (IL) Home-Based Business?
The number of Americans working from home has been increasing for years. The percentage will likely continue to rise as we keep adjusting to the era of COVID-19. Working from home in Oswego or Morris offers advantages such as comfort, convenience and flexibility, as well as time and money saved without a commute. At the …Read More
Why Do I Need Homeowners Insurance?
Those who are buying or have bought a home in Oswego, Plainfield, Naperville, Aurora, Morris or Yorkville know they typically need homeowners insurance as well. Though law doesn’t mandate coverage, most mortgage lenders will require it before releasing a loan. At the same time, not everyone may fully understand what their choices of insurance are …Read More
How Much Is Car Insurance in Illinois?
Car insurance is mandatory for those who drive a vehicle in Illinois (including Oswego, Plainfield, Naperville, Aurora, Morris and Montgomery). That mandate includes only a minimum of liability insurance. To meet the state’s requirements, Illinois drivers must carry at least the following liability amounts: bodily injury – $25,000/person, $50,000/accident property damage – $20,000/accident bodily injury …Read More
How Much Does Life Insurance Cost in Illinois?
“Fun is like life insurance; the older you get, the more it costs,” American cartoonist and humorist Frank “Kin” Hubbard (1868–1930) once wrote. One recent survey revealed that more than one-third (35%) of respondents did not currently carry life insurance. Further, more than half (53%) of those aged 54 to 72 admitted they do not …Read More